Mortgage Application

Mortgage Application

Please check, review and fill out our iBuy Mortgage Application and
review our Client Application Checklist below

Employment and Income History


Client Application Check List

1- Copies of W-2’s/ Federal Tax Returns for the last two years, with signatures;
2- Copies of paycheck stubs for the last 30 day (most current);
3- Copies of checking and savings account statements for last three months (all pages)
4- Copies of quarterly or semi-annual statements for checking, savings, IRA’s, CD’s money market fund, stocks, 401k, etc.;
5- Copy of sales contract when fully executed;
6- Employment history for the last two years (address any gaps of employment);
7- Residency history over the last two years, with name, phone number, address and account number of land lord.
8- Cancel earnest money check when it clears or corresponding bank statement, if applicable;
9- Commission or bonus income – if 25 % or more of base, must have tax returns;
10- Copy of driver’s license for applicant and co-applicant.
11- Copy of social security card for both applicant and co-applicant;

Self-Employed Borrowers:
1- Copies of most recent 2 years tax returns (with all schedules including k-1’s if applicable);
2- Copy of current profit & loss statements and balance sheet;
3- Copy of corporate/partnership tax returns for most recent two years period (1120’s) if owing 25% or more of company – copies of W-2’s and/or 1099 forms.

Documents Which May Be Required:
1- Previous bankruptcy, need copies of petition for bankruptcy and discharge, including supporting schedules;
2- Divorce Decree if applicable;
3- Documentation supporting moneys received from social security/retirement trust income, i.e. copies of direct deposit bank statements, award letter, evidence income will continue.
4- Mortgage / Note of Subject property if (Refinance)